and they will qualify for being exempt from the law. but because we've been lucky and we've grown our business to where we are, we now are at the point where we need to provide health insurance according to the obama's new law -- >> so you're being penalized for your success. obama care is penalizing you for your success both in terms of full time employees and in terms of hours worked. i don't understand that. you've grown. why don't they give you and incentive rather than a discouragement. >> exactly. as i said, you know, i do want my employees to have health insurance. and i tried to make that work in the past. but they did not want to participate one it at the time. and now as of january 1st they will have health insurance but the problem is that my business model and most of the business models in a lot of these low margin businesses are not designed to support that. so you have all these businesses and, you know, business from 50 employees down are exempt from the law. but there's a lot of small businesses from 50 employees up who